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Chip Mamiya
 
Chip Mamiyaspace
Chip Mamiya
District Sales Manager

Pinnacle Capital
Mortgage Corporation
1390 Willow Pass Road
Suite 560
Concord, CA 94520
email Chip
310.722.8733
 
Michelle Lether
Michelle Lether
CSR (SoCal)
email Michelle
714.689.9863
 
 
 
*This information is intended for mortgage professionals only and is not an advertisement to extend credit.*
MESSAGE BOARD
     
  $7 BILLION Funded in 2013!  Our Customer Service Culture Allowed Pinnacle Capital Mortgage To Have Another Great Year.

While Pinnacle Capital Mortgage stays committed to our wholesale channel, we also offer a solution for the times through our Retail Service Branch channel. We can afford you, the successful broker owner/operator a way to keep your presence and branding in your marketplace while gaining valuable support with accounting, compliance, HR, licensing and HUD approval. I currently have seven Retail Service Branch associates and they would be happy to chat with you if you are interested.  Get the scoop from those that are actually RSB's of PCM!

Let's talk about the best option for you.  We stand by to support you this year whether as your wholesale lender or banking partner. We look to 2014 to be a great Mortgage Origination Year!

Our goal for 2014 is to continue to build market share with quality originations, build our servicing portfolio, and focus on organic growth.

We know the mortgage industry is a dynamic, complex business that requires lenders be adaptable to the constant changing enviroment.  At Pinnacle Capital Mortgage, we are committed to continuing our approach of a proactive, responsible, and customer service oriented mortgage company
 
  Facebook Icon  Pinnacle Capital Mortgage - Become A Fan  
 
HOT PRODUCT
     
  Why PCM?  
  Product Niche and Policy Highlights  
 
  • A West Coast Based company that understands California Lending
  • No "Legacy Loans" to affect pricing
  • CalHFA, USDA, EEM's
  • Underwriters are available and will work with you to close your loan
  • FREE Aus-Submit your loan to PCM AUS-reducing your costs
  • Competitive on High Balance products for Conv, FHA and VA
  • Sharp pricing on ARM products, both HB and standard loans
  • 95% MI on standard Conv and 90% MI on HI bal in California
  • 4 MI options on Conv, BPMI, LPMI, Single Premium and Split MI
  • Excellent RENEGOTIATION and EXTENSION Policy for LOCKS
  • Support staffs have consistently won awards for customer service
  • Program Advisor and online lock assist you in your submission process
  • No pricing hits for unpermitted additions
  • Voted one of the Best Companies to work for in the Bay Area
  • I have 33 years of Mortgage experience
 
 
DISCLAIMER: This information is intended for mortgage professionals only and is not an advertisement to extend credit. All rates and programs subject to change without notice.
 
  BOOK THIS TRAINING WITH ME TODAY!
     
  FHA Certification for PCM Sponsorship  
  for Non HUD approved brokers  
 
  • FHA Processing for PCM
  • HUD Disclosures
  • Case #'s
  • LDP and GSA Databases
  • CAVIRS
  • MIP's upfront and annual
  • Streamline refis
  • Documentation and Guidelines
 

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STANDARD
CONFORMING LIMITS
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HB CONFORMING
LIMITS
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FHA LIMITS
 
CHIP'S BLOG
Looking For A "NICHE"?

Pinnacle Plus (FNMA Direct)
     100% gift for downpayment
     Refinance a modified or resturectred loan
     Transferred appraisals accepted
     Inv/2nd home, 10 financed properties OK
    
Pinnacle Choice (FHLMC Direct)
     Blended ratios (no income for o/o ok)
     Foreclsure seasoning 3 y ...
READ MORE
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PINNACLE CAPITAL MORTGAGE
NMLS 81395
| Licensed by the Department of Corporations
under the California Residential Mortgage Lending Act.
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