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Chip Mamiya
 
Chip Mamiyaspace
Chip Mamiya
Senior Account Executive

Pinnacle Capital
Mortgage Corporation
1390 Willow Pass Road
Suite 560
Concord, CA 94520
email Chip
310.722.8733
 
Lisa Mamiya
Lisa Mamiya
CSR (SoCal)
email Lisa
714.689.9860
 
 
 
MESSAGE BOARD
     
  Pinnacle Capital Mortgage Ranked #7 Out of Top 100 Mortgage Companies in America for 2011 Based on Closed Mortgages



While Pinnacle Capital Mortgage stays committed to our wholesale channel, we also offer a solution for the times through our affiliate branch channel. We can afford you, the successful broker owner/operator a way to keep your presence and branding in your marketplace while gaining valuable support with accounting, compliance, HR, licensing and HUD approval. I currently have six Affiliate associates and they would be happy to chat with you if you are interested.  Get the scoop from those that are actually Afffiliates of PCM!

Let's talk about the best option for you. Click here for Affiliate Branch Program overview. We stand by to support you this year whether as your wholesale lender or banking partner. We look to 2012 to be a great Mortgage Origination Year!
 
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HOT PRODUCT
     
  Why PCM?  
  Product Niche and Policy Highlights  
 
  • A West Coast Based company that understands California Lending
  • No "Legacy Loans" to affect pricing
  • Homepath, CHF Platinum, USDA, EEM's
  • Underwriters are available and will work with you to close your loan
  • FREE Aus-Submit your loan to PCM AUS-reducing your costs
  • Competitive on High Balance products for Conv, FHA and VA
  • Sharp pricing on ARM products, both HB and standard loans
  • 97% MI on standard Conv and 90% MI on HI bal in California
  • 4 MI options on Conv, BPMI, LPMI, Single Premium and Split MI
  • Excellent RENEGOTIATION and EXTENSION Policy for LOCKS
  • Support staffs have consistently won awards for customer service
  • Program Advisor and online lock assist you in your submission process
  • No pricing hits for unpermitted additions
  • Voted one of the Best Companies to work for in the Bay Area
  • I have 33 years of Mortgage experience
 
 
DISCLAIMER: This information is intended for mortgage professionals only and is not an advertisement to extend credit. All rates and programs subject to change without notice.
 
  BOOK THIS TRAINING WITH ME TODAY!
     
  FHA Certification for PCM Sponsorship  
  for Non HUD approved brokers  
 
  • FHA Processing for PCM
  • HUD Disclosures
  • Case #'s
  • LDP and GSA Databases
  • CAVIRS
  • MIP's upfront and annual
  • Streamline refis
  • Documentation and Guidelines
 

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STANDARD
CONFORMING LIMITS
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HB CONFORMING
LIMITS
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FHA LIMITS
 
CHIP'S BLOG
FHA EEM PROGRAM

A little used product is the FHA EEM program.  EEM?  Energy Efficient Mortgage.  I have done a considerable amount of reserach on this product and think it can be a wonderful value added for listings as well as a great tool to counsel first time buyers with.  I have also located a great Inspector.  Let me know if you need me to do some training for you and  your staff.  Become an industry expert!
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